Back to integrations SparkLMS loan processing software Third Party Integration with microbilt

MicroBilt Corporation designs, develops, markets, licenses and supports a wide range of integrated risk management reporting, decision and analysis solutions for short-term lending industry. MicroBilt has a well-earned reputation as a responsible fiduciary of highly sensitive personal data for many of the leaders in the industry

SparkLMS integrates with the best breed of third-party solutions in the Lending Eco-system to run a lending portfolio easily and profitably. MicroBilt + SparkLMS integration will allow lenders to score their leads in real-time to mitigate risk and to make informed decisions prior to lending a customer.

What it does

With this integration, lenders will be able to

  • Predict the likelihood that a consumer will become delinquent in a set period
  • Verify customer’s Bank Information like, Will the check clear? Is the account information accurate?
  • Cross-reference multiple data sources to confirm the identity of a prospect
  • Confirm the account information and location of any mobile phone
  • Search for an individual on the Federal OFAC watchlist
  • Get a predictive response as to whether an ACH or eCheck transaction will process or be returned
  • Identify fraudulent transactions by returning information about the consumer


  • Significantly reduces the chances of funding a loan to a fraudulent applicant
  • Lowers early payment defaults
  • Offers the flexibility to choose suitable options from a suite of solutions meant for short-term lending industry
  • Single platform to address the scoring needs of a lending portfolio.
  • Reduces returns and protection from ACH fraud


After on-boarding your lending portfolio on SparkLMS, you must set-up an account with MicroBilt. We will guide you through the entire process of setting-up MicroBilt in your instance of SparkLMS.

Curious about SparkLMS? Schedule a free demo now and learn more!

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